GRACE J.: —
A. The Dispute
 John Beccarea (“John”) retired from the Canadian National
Railway Company (“CNR”) on January 31, 1980 after a 35-year
career. He had been a member of the CNR pension plan (the
“plan”) for most of that time.
 Thereafter, pension benefits were paid to John until his
death on September 3, 2003.
 The CNR has denied continuous requests for payment of
survivor benefits by and on behalf of Cora Beccarea (“Cora”) since
that time. She seeks judgment for the amount unpaid. It totalled
$206,411.70 inclusive of interest as of November 30, 2017.
 While sympathetic to the plaintiff, these reasons explain
why her claim fails.
B. The Factual Context
 The circumstances can be briefly outlined. An agreed
statement of facts filed by the parties was supplemented with
brief and non-contentious testimony of Cora. A joint book of documents was also filed. The truth of its contents was admitted.
 Cora and John married on March 1, 1945 and were together
when John retired in 1980. Their marriage did not last. A proceeding commenced by Cora under the Family Law Reform Act,
1978 [S.O. 1978, c. 2] in 1984 was settled late the following year.
An October 6, 1985 judgment divided certain property but made
no mention of the plan.
 John commenced a proceeding under the Divorce Act
several years later.1 A divorce judgment was granted August 6, 1992
and took effect the following month.
 Time passed. Neither party remarried.
 Pension Plan Rules that came into effect on January 1,
1959 (the “Rules”) applied to the plan when John retired. John’s
death in 2003 triggered rule 6(6). It reads:
On the death of a pensioner, survivor benefits equal to one-half of his pen-
sion shall be paid
(a) To his widow during her lifetime, or
(b) To his estate during the remainder of a ten-year period from the
date of his retirement if within that period his widow dies or he
dies without leaving a widow.
1 As evidenced by a January 19, 1988 letter sent to the administrator of the
plan, this was clearly a step John did not wish to undertake.