plaintiff reaches age 65 or the full amount of the damages paid
towards loss of future income is exhausted.
 The plaintiff submits that the damages awarded for loss
of future income support a conclusion that the jury based its
award on a retirement age of 60. As a result, the assignment
should be until the earlier of age 60 or the full amount of the
damages paid towards loss of future income is exhausted.
 I find that the award of damages for loss of future income
reflects a retirement age of 65. I do so for the following reasons:
— the plaintiff led no evidence that she may return to gainful
employment. Her claim for damages for loss of future
income was premised on total and permanent disability
— the plaintiff described both of her parents who, in their 70s
respectively, continue to work. The plaintiff’s evidence was
that prior to the December 2010 collision she had no specific
plans with respect to retirement;
— the economic loss expert who testified on behalf of the
plaintiff gave evidence with respect to retirement age statis-
tics. That expert (a) included loss of income calculations
to age 65 or 70, and (b) testified that 77 per cent of people
retire at age 65; and
— the plaintiff had, for a small number of years prior to the
accident, been working full-time and received both salary
and benefits. Her previous work history reflects a much less
steady pattern of work and income. I find that the jury’s
award of damages for loss of future income reflects the
plaintiff’s overall work history and not simply the relatively
brief period prior to the collision.
 I find that the jury’s award is a reasonable assessment of
the plaintiff’s loss of future income based on the totality of the
evidence. I am able, based on the record, to “accurately determine” the portion of that award that is “mirrored” by the plaintiff’s entitlement to LTD benefits (Gilbert, at para. 48).
 I find that the defendant has met the onus to establish
entitlement to the assignment requested. The assignment shall
be in effect until the earlier of when the plaintiff reaches age 65
or the full amount of the damages paid towards loss of future
income is exhausted.