— general non-pecuniary damages in the amount of $125,000;
— damages for loss of future income in the amount of $600,000.
 Each of those amounts is subject to a reduction, based on
the jury’s finding that the plaintiff was contributorily negligent
(10 per cent).
 Three issues remain to be determined:
(1) the prejudgment interest rate applicable to the non-
pecuniary damages awarded;
(2) whether the defendant is entitled to an assignment with
respect to collateral benefits that the plaintiff was, as of the
date of trial, receiving from her long-term disability insurer;
(3) costs of the action.
 The first two issues must be determined before the parties
are in a position to attempt to resolve or, if necessary, make
submissions with respect to the issue of costs. In this ruling,
I address only the first and second issues.
Issue No. 1 — Prejudgment Interest Rate
a) State of the law
 The prejudgment interest rate applicable to non-pecuniary
damages in personal injury actions was the subject of numerous
decisions in 2015, 2016 and 2017. The proliferation of decisions
arose because of a recent amendment to the Insurance Act,
R.S.O. 1990, c. I.8 (the “Act”), with respect to the prejudgment
interest rate for non-pecuniary damages (the “amendment”).
 The effect of the amendment, which came into force on
January 1, 2015, is that the prejudgment interest rate applica-
ble to non-pecuniary damages is
(a) no longer 5 per cent per year; and
(b) to be determined on the basis of ss. 127 and 128(1) of the
Courts of Justice Act, R.S.O. 1990, c. C.43 (“CJA”).
 The amendment did not eliminate the discretion of the
court pursuant to s. 130 of the CJA to
(a) increase or reduce the prejudgment interest rate prescribed
under those sections;